Kirwan Pike Insurance & Financial Services is primarily remunerated by commission from insurers on the completion of business and at renewal. Details of this remuneration are available on request. Kirwan Pike Insurance & Financial Services may also apply administration charges at policy outset and at renewal to cover the cost of setting up and administering policies.

Personal Home, Motor and Travel Insurance
Maximum charge applied for New & Renewal policies – €500

Commercial Insurances
Maximum charge applied for New & Renewal policies – €500

Legal Protection Insurance
Maximum charge for New & Renewal policies – €20

Mid Term Alteration and cancellation
Maximum charge applied for mid term alteration and cancellation – €150

Premium Finance Payment Plan
Kirwan Pike Insurance & Financial Services DAC is in receipt of commission from Premium Credit Ltd for credit facilities in respect of insurance policies arranged for clients of the Company. The Company may arrange suitable premium financing with an approved institution subject to terms and conditions. Premium Finance Charge is 9.2% on the premium that is payable by direct debit. We receive 4% in commission for arranging this facility.

Kirwan Pike Insurance & Financial Services reserves the right to waive these fees and/or to vary the maximum level of charges in the future. Administration charges are capped at 50% of the premium

The amount of these charges will be detailed to clients when taking out and renewing their policies.

This information is provided in accordance with section 4.56 of the Consumer Protection Code 2012 and is effective 1st January 2024.